All Blog Posts (77)

The Price of Fighting for the Sake of Fighting is Inability to Find Constructive Solutions

Even if you lead an institution that is big and mighty, like the U.S. Department of Education is, if you choose to pursue the policy of fighting for the sake of fighting, you are engaging your resources so that you are inevitably reducing your ability to find constructive solutions.

Similarly, if you choose to pursue the policy of putting people through a higher education system that for many creates much less value than it costs, you will continue to…

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Added by Thomas Eklund on December 21, 2013 at 11:00am — No Comments

Department of Education’s Law – Failure to Provide Debt Validation Is an Indication of Illegitimate Demands

If the U.S. Department of Education demands student loan debt payments, but fails to validate the alleged student loan debt, neither the Department of Education, nor any other institution has the documents that would be needed for proving both the existence of the alleged debt and valid debt ownership.

That is, the U.S. Department of Education may carry any number of assets on its books that it does not actually own, because it cannot…

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Added by Thomas Eklund on November 13, 2013 at 6:30pm — No Comments

U.S. Department of Education Anti-Extortion Case 1 Conclusions So Far – Categories of Victims

I have worked on Anti-Extortion Case 1 for over a year and a half. Based on my working on this case so far I have to conclude the following:

  • (1) Through usage of unqualified documents, misleading statements, force and threats, the U.S. Department of Education is generating revenue by collecting on fictional debt that nobody owns.
  • (2) Further, the U.S. Department of Education is benefitting financially from using unpaid…
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Added by Thomas Eklund on October 18, 2013 at 9:00pm — No Comments

Ei Incumbit Probatio qui Dicit, non qui Negat

The burden of proof lies with who declares, not who denies. Innocent until proven guilty.

This is one of the founding principles of modern democracies.

The same principles apply to debt. In this country neither an individual, nor a company or organization has the legal right to demand payments on a disputed and unvalidated debt.

Having to pay a disputed debt that has not been legally validated is a punishment that…

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Added by Thomas Eklund on August 31, 2013 at 10:00pm — No Comments

At the Department of Education, Lack of Objectively Implemented Debt Validation Standards Breeds Extortion

The U.S. Department of Education receives and takes the possession of many student loans. According to the Department of Education representative, the Department of Education operates under the premise that the previous debt holder’s records are correct, until the alleged debtor provides “persuasive evidence that the previous holder’s report was wrong.”

So, when the Department of Education receives records from a guaranty agency, these records are assumed to…

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Added by Thomas Eklund on July 13, 2013 at 10:30pm — No Comments

Department of Education and Arne Duncan’s Unpaid Student Loan Validation Invoice

You – yes, YOU – owe us money, because we say so. If you dispute this debt or any portion thereof, it is your obligation to show that the debt is not owed.

Signed,

The U.S. Department of Education

Based on my over year and a half long experience, that’s how the U.S. Department of Education under Mr. Arne Duncan operates. Now, for a change, I am also collecting on Mr. Duncan’s unpaid student loan validation invoice. So,…

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Added by Thomas Eklund on June 28, 2013 at 11:30am — No Comments

U.S. Secretary of Education Arne Duncan Invoiced For Extortion, Part 3 of 3

This came out such a long article, that I will post it in three parts: first 2 introductory-explanatory articles, and then a copy of the letter together with a copy of the invoice. The first part explained why I had to invoice U.S. Secretary of Education for extortion. The second part describes a new…

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Added by Thomas Eklund on June 21, 2013 at 9:01pm — No Comments

U.S. Secretary of Education Arne Duncan Invoiced For Extortion, Part 2 of 3

Because of the length of the article, I am posting it in three parts: first 2 introductory-explanatory articles, and then a copy of the letter together with a copy of the invoice. The first part explained why I had to invoice U.S. Secretary of Education for extortion. Here’s the second part.

Mr. Duncan’s Invention of a New…

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Added by Thomas Eklund on June 6, 2013 at 9:47pm — No Comments

U.S. Secretary of Education Arne Duncan Invoiced For Extortion, Part 1 of 3

This came out such a long article, that I will post it in three parts: first 2 introductory-explanatory articles, and then a copy of the letter together with a copy of the invoice.

I invoiced Arne Duncan, U.S. Secretary of Education, for extortion. For $49,800.00 – so far. I had to do this, and here’s why.

In a nutshell, a team of people who work for Mr. Arne Duncan, U.S. Secretary of Education, holds an opinion that I owe money…

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Added by Thomas Eklund on May 26, 2013 at 12:43pm — No Comments

U.S. Department of Education’s Responsibilities to Student Loan Applicants and to Student Loan Borrowers

The U.S. Department of Education has a role in this society that touches very many people’s lives. Some of these experiences are positive, others may be negative. My personal experiences with the people from the Department of Education over the last year and a half have been very negative. The essence of the problem is that the people from the Department of Education are eager to make monetary demands, even rather outrageous ones, but they do not want to validate their demands,…

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Added by Thomas Eklund on May 13, 2013 at 9:00pm — No Comments

Mr. Arne Duncan, U.S. Secretary of Education and the Hobbs Act – Extortion By Force, Violence, or Fear

I had a dream – a nightmare. Like a herd of evil giants, a big powerful government agency and its business partners preyed on me, demanding that I have to make payments to them for the foreseeable future. For what, I asked? For student loans, they said. What student loans, I asked? The ones you applied for in the past, 20 years ago, they said. But I did not receive them, I said, and I only filled in paperwork that was part of the financial aid applications! Don’t ask any more…

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Added by Thomas Eklund on March 29, 2013 at 10:11pm — No Comments

Open Letter to Mr. Arne Duncan, U.S. Secretary of Education

Student loan borrowers have lost the consumer protection rights. As the case described here indicates, the U.S. Department of Education is moving in the direction where it is trying to remove consumer protection rights from student loan applicants as well. If this becomes an accepted business practice, then when a student loan applicant fills in an application, the applicant owes the full amount applied for, plus interest and penalties. No proof is needed of actual borrowing of…

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Added by Thomas Eklund on December 23, 2012 at 9:30pm — No Comments

Paying More Than You Should For Defaulted Student Loans? The U.S. Department of Education May Be Responsible for Fraud

The U.S. Department of Education is demanding from me payments for student loans that I never received as a student. So, I have to research the laws that apply to my situation. This article contains some of my findings so far.

Further, I have to find other victims of student loan injustice, so that we can pool our resources and initiate one or more class action lawsuits against the U.S. Department of Education.

The U.S. Department of Education May Be…

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Added by Thomas Eklund on October 7, 2012 at 4:00pm — No Comments

Stop Extortion: Original Documents, Questions and Class Action Lawsuit

Are you being asked to pay more for your student loans than you should be paying?

As part of handling Anti-Extortion Case 1, I am looking for people who have to pay, or have had to pay in the past extra amounts of money for their student loans, as is described below.

Defaulted student loans are a multi…

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Added by Thomas Eklund on September 16, 2012 at 5:30pm — No Comments

Stop Extortion: Invoice the Extortionist

If you are in a situation where you are forced to spend resources, including your time, efforts and money, on defending yourself against an extortionist, you may want to keep track of these resources, including the time spent, and then invoice the extortionist accordingly.

Extortionist, who demands money without proper justification and makes threats, may add extra amounts to the money it demands from you. Both…

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Added by Thomas Eklund on September 16, 2012 at 5:00pm — No Comments

Stop Extortion: How to Modify Extortionist’s Behavior

How can YOU make the extortionist want to stop extortion and the harm that the extortionist is inflicting on you?

Theory

If you want to reduce frequency and severity of a behavior, saying “no” may not be the most effective way to get the needed results. Instead, you may want to use an approach that makes it more expensive for the extortionist to obtain the reward. For the extortionist, the reward is the money and anything…

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Added by Thomas Eklund on September 16, 2012 at 4:30pm — No Comments

If it looks unjust, that’s because it is

Let’s say that you apply for a home loan, or some other type of loan. For whatever reason, you are turned down. Years later, the lender contacts you, telling you that you have to pay the amount that you applied for, with substantial interest and collection cost. How would you feel? Like a victim of a scam artist, perhaps?

This might be a bad joke, except that in this case it’s all too real. This is how…

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Added by Thomas Eklund on September 3, 2012 at 2:30pm — No Comments

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