All Blog Posts (77)

Open Letter to Honorable Thomas Perez, U.S. Secretary of Labor – Please Help to Stop Usage of Involuntary Servitude

It makes sense to me to turn my personal struggle with the U.S. Department of Education into something that can help to create value. I do so first and foremost as a software developer, working on long-term project that can benefit traditional students, adult learners and employers. This software development project is something that interests me. Of course, I have much less time available to me for working on this project, because I also must keep working on the U.S. Department…

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Added by Thomas Eklund on November 10, 2015 at 8:00pm — No Comments

License Compliance Services, Also Known as PicScout Inc. – a Suspected Extortionist

Information on License Compliance Services, PicScout and Getty Images

January 12, 2017. I will add some additional information here about this article’s content.

Some people have asked me, how do I know that License Compliance Services was not a registered company, that License Compliance Services is part of PicScout and that Getty Images owns PicScout.

You can do a search for the following terms:…

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Added by Thomas Eklund on October 14, 2015 at 9:00pm — 2 Comments

What is Consumer Financial Protection Bureau’s Mission?

What is Consumer Financial Protection Bureau’s mission? Is it to protect consumers? If so, Consumer Financial Protection Bureau should take a stand against usage of unvalidated monetary demands by different types of trolls, copyrights abusers and other similar entities. Of course, this should also apply to unvalidated monetary demands made by the Department of Education. That is, the mission should not change when another government institution is involved that is making…

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Added by Thomas Eklund on October 3, 2015 at 3:00pm — No Comments

Open Letter to the Consumer Financial Protection Bureau – Do We Want to Operate so that the Law Is Anything that the Department of Education Writes on a Piece of Paper?

At work, my coworkers sometimes ask each other trivia questions. Another day one of them asked, who said the following: “The law is anything I write on a piece of paper.”

It turned out that it was Saddam Hussein.

This reminds me my experiences with the U.S. Department of Education. Of course, the U.S. Department of Education and Saddam Hussein’s government are two very different institutions. Yet, unfortunately, regarding the above…

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Added by Thomas Eklund on September 3, 2015 at 6:30pm — No Comments

Follow-Up Open Letter to the Default Resolution Group – If You Continue to Operate the Same Way, Why Do You Expect Different Results?

Let’s say that you consider borrowing some money and fill in an application with a financial institution. For whatever reason the application is denied.

Some time later, the financial institution asks you to start making payments on the loan.

What loan, you ask. The loan was denied, you say, and point out that the demands are unfounded.

Instead of a sensible reaction, the demands continue, and are even accompanied with…

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Added by Thomas Eklund on August 2, 2015 at 12:00pm — No Comments

Open Letter to the Default Resolution Group – Is the Current Department of Education Capable of Handling Disputes in an Unbiased Manner?

Does the U.S. Department of Education have the capability to handle student loan related disputes in an impartial manner? Based on my experience I have to say that I do not think so. The reasons, and the problems, are rooted in the ways the current Department of Education is being run. A student loan dispute is prejudged and categorized, and then the current or former student is pushed along the predetermined pathways. The process contains very little, if any, objectivity. This…

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Added by Thomas Eklund on July 3, 2015 at 10:00am — No Comments

Open Letter to Honorable Loretta Lynch, Attorney General – Please Help to Stop Usage of Involuntary Servitude

When you explain to an addict, why his or her addiction related behavior is inappropriate, it is likely that the addict will not listen to you. Addict doesn’t listen to reason, especially when addiction related areas are involved. Addict follows whatever the addiction related needs dictate to him or her.

Outside intervention is often needed in order to modify addiction related behaviors.

The same seems to apply to the U.S. Department of…

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Added by Thomas Eklund on June 5, 2015 at 5:30pm — No Comments

How the Department of Education Validates Debt

If you request debt validation in writing from the U.S. Department of Education, you may be in for all sorts of surprises. First, you may have to send lots of request letters before you get any meaningful response. If that’s not surprising, how about this one: the U.S. Department of Education may use the debt validation request letters that you have sent to them as support material that provides evidence that you owe money. Sounds strange? Well, that’s just one of the things…

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Added by Thomas Eklund on May 9, 2015 at 3:00pm — No Comments

04/05/15 Response to Experian North America

On 03/16/15 I sent a letter to Experian North America. This letter is also published on this website. I received a response from Mr. Kam Naidoo, Senior Regulatory Affairs Associate, Consumer Affairs Special Services, Experian North America. Below is my response to Mr. Naidoo.

Dear Mr. Naidoo,

Thank you…

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Added by Thomas Eklund on April 9, 2015 at 8:30pm — No Comments

Open Letter to Experian North America Credit Bureau CEO Mr. Craig Boundy

This letter has a follow-up that has also been published on this website.

A copy of the letter published below was delivered to the following person and institution:

  • Craig Boundy, CEO, Experian North America, USPS Delivery Confirmation…
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Added by Thomas Eklund on March 19, 2015 at 9:00pm — No Comments

Open Letter to Office of Government Information Services (OGIS): Are You Sending Messages that You Actually Choose to Support?

Part of my dispute with the U.S. Department of Education involves a curious case of Federal Freedom of Information Act (“FOIA”) request. Below I present evidence that leads me to conclude, that the U.S. Department of Education FOIA Unit knowingly and purposefully obstructed the FOIA process.

All of this makes me wonder, how many people who live in the free world would actually choose to support government actions which enforce the message, that in a dispute…

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Added by Thomas Eklund on February 22, 2015 at 9:35am — No Comments

The U.S. Department of Education Invoiced for Usage of Involuntary Servitude

My dispute with the U.S. Department of Education has been documented on this website as Case 1. The U.S. Department of Education continues to show no interest in finding a constructive solution to this case. They are too big to care. A tower of indifference. Because nobody apparently oversees their work and they are not accountable to anyone, people at the U.S. Department of Education can do…

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Added by Thomas Eklund on December 21, 2014 at 1:00pm — No Comments

Open Letter Regarding U.S. Department of Education Possible Accounting Fraud, Part 1

A copy of the letter published below was delivered to the following 10 people and institutions:

  • Chuck Young, Managing Director, U.S. Government Accountability Office, USPS Delivery Confirmation EK103370643US
  • The Honorable Edith Ramirez, Chairwoman of the Federal Trade Commission, USPS Delivery Confirmation…
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Added by Thomas Eklund on November 2, 2014 at 12:00pm — No Comments

Open Letter to American Civil Liberties Union (ACLU)

The U.S. Department of Education has been making unvalidated monetary demands from me. The history of this case is documented on this website as Case 1.

This dispute overlaps several areas: legal, financial, human rights and civil rights.

In order to find a solution to this dispute, I am contacting other institutions and individuals, so that I can obtain…

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Added by Thomas Eklund on September 30, 2014 at 7:30pm — No Comments

Getty Images, Inc. and U.S. Department of Education Government Sponsored Extortion, Part 3, Role and Importance of Opinions

This is Part 3 of a series. Part 1 analyzed some similarities and differences between Getty Images, Inc. and U.S. Department of Education unvalidated monetary demands operations, and offered solutions for dealing with these entities.…

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Added by Thomas Eklund on September 1, 2014 at 10:00am — No Comments

Next Level – Open Letter to the U.S. Department of Justice

The U.S. Department of Education continues to make monetary demands without validating them. Therefore, I have to contact other institutions and individuals, so that I can obtain input from a variety of sources.

Obviously, past due student loans need to be collected. However, we cannot function effectively as a society, if everybody can redefine, at their convenience, what constitutes debt and debt obligations, what are legally binding promissory notes,…

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Added by Thomas Eklund on July 26, 2014 at 9:00am — No Comments

A Big Bully – The U.S. Department of Education

I use very little credit. I find debit cards much more convenient to use. Last time I checked my credit score in 2011, and it was around 800, which is a pretty good number. Of course, there weren’t any negative items on my credit report.

In May of this year I opened a store credit card, because I was able to save over $200 on the purchases I made by opening the card. Few weeks later I received a notice stating, that the store was unable to extend me any…

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Added by Thomas Eklund on June 28, 2014 at 12:30pm — No Comments

Extortion, Fraud, Unvalidated Monetary Demands and Freedom of Information Act Request Odyssey, Part 1

In this series of articles I will publish my Freedom of Information Act (FOIA) request steps that are related to my battle against the unvalidated monetary demands that the U.S. Department of Education has been making. These FOIA request related steps are related to Anti-Extortion Case 1.…

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Added by Thomas Eklund on June 1, 2014 at 11:00am — No Comments

How to Deal with Getty Images, Inc. and U.S. Department of Education Extortion Instances, Part 2, Copyright and Debt Related Arguments

Extortion is the practice of obtaining, or attempting to obtain, something through force or threats and without sufficient legal right to do so. This definition is based on commonly accepted concepts.

In this article I will continue to address Getty Images, Inc. and U.S. Department of Education extortion practices. I address the relevant topics based on my personal experiences.

Maintaining this StopExtortion website has helped me to…

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Added by Thomas Eklund on April 29, 2014 at 8:30pm — No Comments

Getty Images, Inc. and U.S. Department of Education Government Sponsored Extortion – Some Similarities, Differences and Solutions

Extortion is the practice of obtaining, or attempting to obtain, something through force or threats and without sufficient legal right to do so. This definition is based on commonly accepted concepts.

Based on my personal experiences and knowledge, I can say that there are striking similarities between how Getty Images, Inc. ("Getty Images") and the U.S. Department of Education practice extortion, and there are also some important differences. Similarly, the…

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Added by Thomas Eklund on February 24, 2014 at 9:00pm — No Comments

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